insurance

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Reducing Insurance Premiums

When was the last time you evaluated your budget? A few months ago, I took a good, hard look at my finances, and I realized that I was spending a boatload on insurance premiums. I knew that I needed to cut down my spending, so I started talking with my insurance agent. The agent was incredibly kind and caring, and he walked me through a variety of hypothetical scenarios to help me to make things right. I was really impressed with how awesome the experience was, and I was able to save a lot of money on my premiums. This blog is all about reducing insurance costs.

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Confused By Health Insurance Plans? How To Understand The Metal Categories

18 June 2016
 Categories: Insurance, Blog

The law requires you to have health insurance. Unfortunately, shopping for health insurance can be confusing, especially if you don't understand the different categories. Each category is named after a specific metal – bronze, silver, gold and platinum. Each category provides different levels of protection. The category you choose will depend on the level of care you require and the budget you have available for payments. Here is a brief description of each category. Read More …

Exploring The Considerations For Accurate Life Insurance Quotes

17 June 2016
 Categories: Insurance, Blog

When you've made the decision to invest in life insurance, the next big decision is how much you actually want to buy. In addition to discussing the calculation with your insurance carrier when you ask for a quote, there are a few things that you should consider on your own. Here's a look at some tips that will help you arrive at a reasonable and sufficient benefit amount for that policy. Read More …

4 Ways To Reduce Your Auto Insurance Premiums

16 June 2016
 Categories: Insurance, Blog

While paying for car insurance each month isn't fun, having an auto insurance policy is a necessity. Luckily, having proper auto insurance coverage doesn't have to break the bank. Use the following tips to help reduce your auto insurance premiums: Increase Your Deductible Your auto insurance deductible is the amount of money you're responsible for paying for before the insurance company will begin covering expenses when a claim is filed. The lower your deductible amount, the higher your premiums will be. Read More …

Tips For Finding The Right Auto Insurance Provider

15 June 2016
 Categories: Insurance, Blog

Is your existing policy getting ready to expire and you don't feel like you were provided with the quality of service that you should have received? If so, you are likely looking into buying a policy from a new provider but don't know which company to shop from. Almost all insurance companies can offer the same quality of coverage but the real difference when it comes to selecting a provider is the type of service and technology features they offer their policyholders. Read More …

5 Tips For Getting Cheaper Homeowners Insurance

14 June 2016
 Categories: Insurance, Blog

Home insurance protects your house from the unexpected, but it is not always inexpensive. Certain factors, such as your credit score and the condition of your home, can affect your rates. If you make some changes, however, it is possible to spend less on your premiums. Here are five helpful tips for getting cheaper homeowners insurance: Make Your Home Disaster Resistant The more disaster resistant your home is, the less risk you are to the insurance company. Read More …