insurance

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Reducing Insurance Premiums

When was the last time you evaluated your budget? A few months ago, I took a good, hard look at my finances, and I realized that I was spending a boatload on insurance premiums. I knew that I needed to cut down my spending, so I started talking with my insurance agent. The agent was incredibly kind and caring, and he walked me through a variety of hypothetical scenarios to help me to make things right. I was really impressed with how awesome the experience was, and I was able to save a lot of money on my premiums. This blog is all about reducing insurance costs.

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Getting Homeowners Insurance Quotes: When To Do It And When Not To

23 June 2016
 Categories: Insurance, Blog

One of the best ways to reduce your monthly expenses is through insurance quotes. Getting an insurance quote each year for your homeowner's insurance might help you save money; however, there are times when getting a quote might not be a good idea. Before you call your insurance company to ask for a quote, you should realize the following things. When You Should Do This If you have been with the same insurance company for several years and feel like you are paying too much for your insurance, you might be able to save money by requesting a new quote through your current company or through other insurance companies. Read More …

Make Sure Your High-Value Home Insurance Policy Has Lots Of Additional Living Expenses Coverage

22 June 2016
 Categories: Insurance, Blog

High-value homeowners insurance policies are designed to insure expensive homes. The people that have these homes and policies are often well-off financially, and they're sometimes accustomed to a certain lifestyle. If you meet all of these criteria and want to be able to maintain your lifestyle if your home becomes uninhabitable in a covered claim, you'll need a high-value homeowners insurance policy that has lots of additional living expenses coverage. Here's why, along with how to find such coverage. Read More …

Do You Have What It Takes To Be An Auto Insurance Rep

22 June 2016
 Categories: Insurance, Blog

If the idea of working as an auto insurance representative has always interested you, it might be time to make the switch from your current career. Insurance reps earn a median base salary of more than $35,000 per year, but it's also possible to earn commissions that can increase your take-home pay substantially. This is a career in which a number of specific traits can help you find success and help you realize that your job switch was a wise decision. Read More …

Lesser-Known Ways To Reduce Your Auto Insurance

21 June 2016
 Categories: Insurance, Blog

Many people talk about things like shopping around for better rates and improving your driving record as ways to get better insurance rates. But here are some things that you might not have thought of yet for getting great auto insurance prices.  Reduce Your Driving Hours There are many potential factors that car insurance companies will consider when giving you auto insurance rates. One thing you may see on your intake questionnaire is a question about how many hours you drive per year. Read More …

Understanding Insurance Coverage For A Detached Garage

21 June 2016
 Categories: Insurance, Blog

If you have a detached garage on your property, it's important to cover the structure and its contents under your home insurance policy. Most standard home insurance policies provide some coverage for detached structures, but not all insurers automatically cover losses due to fire, storm damage, or theft. Therefore, when you buy home insurance, it's important to understand exactly what your policy protects in regard to any detached structures on your property. Read More …