insurance

About Me
Reducing Insurance Premiums

When was the last time you evaluated your budget? A few months ago, I took a good, hard look at my finances, and I realized that I was spending a boatload on insurance premiums. I knew that I needed to cut down my spending, so I started talking with my insurance agent. The agent was incredibly kind and caring, and he walked me through a variety of hypothetical scenarios to help me to make things right. I was really impressed with how awesome the experience was, and I was able to save a lot of money on my premiums. This blog is all about reducing insurance costs.

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Get The Most Out Of Your Life Insurance Coverage By Adding Riders

29 June 2016
 Categories: Insurance, Blog

Life insurance is a financial umbrella that every adult should have in order to avoid monetary woes after a catastrophic circumstance such as death or disability. A standard life insurance policy will pay your family or beneficiary a set sum of money after your death. However, you can enhance your protection by adding riders to your insurance policy to make sure that your family will not be left penniless in case you die or suffer from a long-term disability. Read More …

When General Liability Isn’t Enough: Three Insurance Policies That Every Small Business Needs

29 June 2016
 Categories: Insurance, Blog

Being a first time business owner opens up a world of new opportunities for you. You've gotten everything you need set in place. Did you remember to get insurance? General liability insurance is not sufficient enough to cover everything that could go wrong within your business. What if someone breaks into your building? What if personal information you have stored in your computer is hacked? General liability won't protect you, your employees or your assets in cases of unforeseen tragedies. Read More …

Alternative Proofs Of Purchase To Use When Submitting A Claim For Lost Items

28 June 2016
 Categories: Insurance, Blog

When you present a claim for a lost item to your homeowners' insurer, they are likely to request proof of purchase. The purchase receipt is the obvious and ideal proof of purchase. However, this doesn't mean you can't process a claim if you have misplaced the receipt. You may still be able to process your claim if you have these alternatives: Email Trails If you ordered the item online, it might be possible to find alternative proof of purchase in your email. Read More …

Things You Never Knew Car Insurance Would Cover

28 June 2016
 Categories: Insurance, Blog

When you get a car insurance policy, you know it will protect you in the event of an accident. The policy will pay out if someone else's car is damaged due to your fault. Did you know it won't just protect against car repairs? Here are five other things your car insurance will potentially cover. Pet Injuries Pets travel in cars, and many don't wear seatbelts. If you're involved in an accident, they run the risk of the worst injuries. Read More …

Will Auto Insurance Cover Auto Accident-Related Pet Injuries?

28 June 2016
 Categories: Insurance, Blog

Your pet is like your child. When it's injured, you want to do everything possible to make life easier for it. Will your pet's injuries sustained from an auto accident be covered by your auto insurance coverage? The short answer is yes, but there are a few conditions and catches. Vet Bills Covered The costs for the vet bills will be covered by your policy, and this is usually regardless of fault. Read More …