insurance

About Me
Reducing Insurance Premiums

When was the last time you evaluated your budget? A few months ago, I took a good, hard look at my finances, and I realized that I was spending a boatload on insurance premiums. I knew that I needed to cut down my spending, so I started talking with my insurance agent. The agent was incredibly kind and caring, and he walked me through a variety of hypothetical scenarios to help me to make things right. I was really impressed with how awesome the experience was, and I was able to save a lot of money on my premiums. This blog is all about reducing insurance costs.

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Three Things To Know About Worker’s Compensation

4 August 2016
 Categories: Insurance, Blog

If you're filing your first claim for an injury at work, it's important to understand exactly what the process will entail. For example, just because you file a claim doesn't automatically qualify you for benefits. You'll still have to have your claim evaluated and approved. Here's a look at a few things that you should understand about worker's compensation claims before you file. Your Claim Might Be Denied Some people mistakenly believe that submitting the claim means automatic approval. Read More …

Insuring Highly Modified Cars

22 July 2016
 Categories: Insurance, Blog

If you put a lot of work into upgrading a car, your standard insurance policy may not cover the value of the equipment you install in your car. Still, if you sink several thousand dollars into your stereo system, you want to make sure that you can get your money back out of the system if you should get into an accident. To insure modified cars, you typically have to stray from the standard insurance policy. Read More …

Get The Most Out Of Your Life Insurance Coverage By Adding Riders

29 June 2016
 Categories: Insurance, Blog

Life insurance is a financial umbrella that every adult should have in order to avoid monetary woes after a catastrophic circumstance such as death or disability. A standard life insurance policy will pay your family or beneficiary a set sum of money after your death. However, you can enhance your protection by adding riders to your insurance policy to make sure that your family will not be left penniless in case you die or suffer from a long-term disability. Read More …

When General Liability Isn’t Enough: Three Insurance Policies That Every Small Business Needs

29 June 2016
 Categories: Insurance, Blog

Being a first time business owner opens up a world of new opportunities for you. You've gotten everything you need set in place. Did you remember to get insurance? General liability insurance is not sufficient enough to cover everything that could go wrong within your business. What if someone breaks into your building? What if personal information you have stored in your computer is hacked? General liability won't protect you, your employees or your assets in cases of unforeseen tragedies. Read More …

Alternative Proofs Of Purchase To Use When Submitting A Claim For Lost Items

28 June 2016
 Categories: Insurance, Blog

When you present a claim for a lost item to your homeowners' insurer, they are likely to request proof of purchase. The purchase receipt is the obvious and ideal proof of purchase. However, this doesn't mean you can't process a claim if you have misplaced the receipt. You may still be able to process your claim if you have these alternatives: Email Trails If you ordered the item online, it might be possible to find alternative proof of purchase in your email. Read More …