insurance

About Me
Reducing Insurance Premiums

When was the last time you evaluated your budget? A few months ago, I took a good, hard look at my finances, and I realized that I was spending a boatload on insurance premiums. I knew that I needed to cut down my spending, so I started talking with my insurance agent. The agent was incredibly kind and caring, and he walked me through a variety of hypothetical scenarios to help me to make things right. I was really impressed with how awesome the experience was, and I was able to save a lot of money on my premiums. This blog is all about reducing insurance costs.

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Two Questions New Car Owners May Have About Auto Insurance

27 June 2016
 Categories: Insurance, Blog

Insuring your car is an important part of being a responsible driver. However, there are some individuals that may not have the experience or knowledge needed to know what they should expect from these essential policies. Learning the following couple of routinely asked questions and answers will help new drivers be better prepared for what to expect from this type of insurance policy. Why Should You Consider Investing In Comprehensive Over Liability Coverage? Read More …

Questions To Help You Decide Where To Buy Auto Insurance If You Live In Two States

27 June 2016
 Categories: Insurance, Blog

Car insurance rates are calculated based on the specific rates of your state (where you reside). This is why your insurer will not like it if you buy insurance from one state but live in a different one. What about if you live in two states and switch back and forth between them at different times of the year? In that case, these four questions may determine where to buy coverage: Read More …

Tips For Avoiding Fraudulent Workers’ Compensation Claims During Layoffs

26 June 2016
 Categories: Insurance, Blog

Layoffs are never easy, especially when it's the first one you've had to do as a business owner. While most business owners understand the importance of protecting themselves legally during a layoff, you may overlook the risks associated with your workers' compensation policy. While most workers' compensation claims are legitimate, even those filed right after a layoff, there is always a chance that a layoff may lead to a fraudulent claim in an attempt to secure more financial stability in the transition. Read More …

Court-Ordered SR22 Filing In Your Future? 3 Things You Need To Know

26 June 2016
 Categories: Insurance, Blog

If your most recent speeding ticket has put your driving privileges at risk. the judge may require you to have SR22 coverage with your auto insurance. SR22 certification allows you to continue driving even if you've had a DUI or multiple speeding tickets. There are some things you need to know about the coverage though. The first thing you should know is that SR22 coverage is not difficult to obtain. An insurance agent who specializes in SR22 insurance coverage will be able to help you fill out the necessary paperwork so that you can continue driving. Read More …

Country Living: Lowering The Cost Of Homeowner’s Insurance On Remote Rural Homes

24 June 2016
 Categories: Insurance, Blog

Insurance policy rates are based on risk. Rates are raised when an insurance company determines a specific type of person, home or vehicle are involved in the claims process more frequently than others. Likewise, there are a number of factors that help to lower policy prices. For homeowners some of the best discounts are obtained when a home is located near a fire hydrant or emergency services. So how do homeowners who choose to live in extremely isolated areas protect their property without paying more than they can afford? Read More …