Reducing Insurance Premiums

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Reducing Insurance Premiums

When was the last time you evaluated your budget? A few months ago, I took a good, hard look at my finances, and I realized that I was spending a boatload on insurance premiums. I knew that I needed to cut down my spending, so I started talking with my insurance agent. The agent was incredibly kind and caring, and he walked me through a variety of hypothetical scenarios to help me to make things right. I was really impressed with how awesome the experience was, and I was able to save a lot of money on my premiums. This blog is all about reducing insurance costs.

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Important Reasons Why All Employers Should Have Workers’ Compensation Insurance

10 June 2016
 Categories: Insurance, Blog

Do you own a company of any kind? Are you concerned about what might happen if one of your workers does get injured on the job? Although many companies in the United States are required to hold workers' compensation insurance, this isn't always universally true. If your state doesn't require your particular type of company or industry to carry workers' compensation insurance, here are some reasons why you should seriously consider doing so anyway: Read More …

Three Reasons Why Your Auto Insurance Quotes May Vary Across Different Insurance Companies

9 June 2016
 Categories: Insurance, Blog

If you are hunting down a new insurance provider, you are likely to look for a few different quotes to see what you can get. Some people are surprised by how large the margin is between quotes from different companies. After all, you want the exact same insurance from each company, so why the big differences? The following highlights some of the factors that lead to the vast differences among your various quotes and why those factors affect your estimates. Read More …

Tips For Getting The Most From Your Homeowner’s Insurance

9 June 2016
 Categories: Insurance, Blog

A homeowner's insurance policy can be one of the most important purchases that you make. Without an active homeowner's policy, you may find that you are responsible for paying for any damages to your home or property out of your own pocket. While this type of insurance can be common among homeowners, there are many people that may not give this policy much attention, and if this applies to you, make sure to use the following homeowner's insurance tips so that you are able to avoid some common mistakes that can compromise your home's protection. Read More …

Five Things To Know About Final Expense Life Insurance In Your Retirement Years

8 June 2016
 Categories: Insurance, Blog

If you are a senior citizen and have few assets, you may wonder about your options for life insurance. The good news is that there are many companies that sell term life insurance policies that are for final expenses incurred at the time of your death. But there are a few things you need to know about them. The following are five of them. The value of the policies are limited Read More …

Three Factors That May Limit General Liability Coverage For Food Poisoning

8 June 2016
 Categories: Insurance, Blog

Are you planning to invest in the food industry? If you intend to deal with food products, then you have probably started thinking about commercial general liability for your business (CGL). This coverage protects your business against multiple risks, including food poisoning. However, before you buy CGL insurance, ensure you know all the factors that may limit your coverage. Here are three examples of such factors: Specific Exclusions Most policies carry specific exclusions against some threats that may lead to food poisoning. Read More …