Reducing Insurance Premiums

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Reducing Insurance Premiums

When was the last time you evaluated your budget? A few months ago, I took a good, hard look at my finances, and I realized that I was spending a boatload on insurance premiums. I knew that I needed to cut down my spending, so I started talking with my insurance agent. The agent was incredibly kind and caring, and he walked me through a variety of hypothetical scenarios to help me to make things right. I was really impressed with how awesome the experience was, and I was able to save a lot of money on my premiums. This blog is all about reducing insurance costs.

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How To Insure A Mobile Home

7 January 2022
 Categories: Insurance, Blog

When you buy a house with a loan, your lender will tell you that you need insurance to cover the house. If you buy a traditional home, you must purchase a homeowner's insurance policy. What happens, though, if you buy a mobile home? Do you still need insurance? Is it the same type? Here are several things you should know about insuring a mobile home if you are ready to buy one. Read More …

3 Surprising Ways To Reduce Your Auto Insurance Premiums

23 November 2021
 Categories: Insurance, Blog

If you own a motor vehicle, then you are probably paying for auto insurance. Auto insurance is a product required by law to help protect drivers against financial harm in the event of an accident. While coverage is required, each insurance agency determines the amount of money they will charge for their policies. Here are three surprising things that you can do to help lower your insurance premiums without sacrificing coverage in the future. Read More …

4 Things Covered By Your Mobile Home Insurance Policy

29 September 2021
 Categories: Insurance, Blog

If you own a mobile or manufactured home, instead of purchasing homeowner's insurance, you will need to purchase a mobile home insurance policy. A mobile home insurance policy is slightly different from a homeowner's insurance policy, and it is essential to know how it works. Thing #1: Physical Structure The first thing that is covered is the physical structure of your mobile home. If your mobile home is damaged by a covered event, such as vandalism, theft, hail, fire, or something else that is covered. Read More …

Do Not Overlook These Things When Purchasing Or Updating Home Insurance Polices

8 September 2021
 Categories: Insurance, Blog

If you have to buy home insurance for the first time, you might get overwhelmed by trying to decide on the right policy and add-ons. Some homeowners make the mistake of choosing policies that do not meet their needs. They might not discover their errors until something happens and they need to file a claim. It is possible for homeowners who have had their policies for many years to also be underinsured. Read More …

Types Of Liability Insurance

29 July 2021
 Categories: Insurance, Blog

There are different types of insurance coverage for businesses. Typically, the level and nature of risk depend on the type of business. However, liability insurance is a necessary policy cover for any entrepreneur. Liability insurance protects a business from claims such as injuries and negligence. This post focuses on the main types of liability insurance for a business.  General Liability  The general liability insurance coverage is also known as commercial general liability or business liability. Read More …