Reducing Insurance Premiums

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Reducing Insurance Premiums

When was the last time you evaluated your budget? A few months ago, I took a good, hard look at my finances, and I realized that I was spending a boatload on insurance premiums. I knew that I needed to cut down my spending, so I started talking with my insurance agent. The agent was incredibly kind and caring, and he walked me through a variety of hypothetical scenarios to help me to make things right. I was really impressed with how awesome the experience was, and I was able to save a lot of money on my premiums. This blog is all about reducing insurance costs.

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5 Tips For Getting Cheaper Homeowners Insurance

14 June 2016
 Categories: Insurance, Blog

Home insurance protects your house from the unexpected, but it is not always inexpensive. Certain factors, such as your credit score and the condition of your home, can affect your rates. If you make some changes, however, it is possible to spend less on your premiums. Here are five helpful tips for getting cheaper homeowners insurance: Make Your Home Disaster Resistant The more disaster resistant your home is, the less risk you are to the insurance company. Read More …

Insuring A Vehicle That Has Custom Parts And Equipment (CPE)

14 June 2016
 Categories: Insurance, Blog

Depending on the kinds of modifications you make to your vehicle, you may need to buy a custom parts and equipment endorsement to cover any aftermarket parts. Usually, if you've made numerous and expensive modifications, adding coverage to your standard auto policy may not be enough. For a highly customized vehicle that you've upgraded and made into one of a kind, you may need to buy specialty auto insurance. Consequently, there are several factors related to auto insurance coverage that you should consider before making any physical or mechanical modifications to your vehicle. Read More …

Answering A Few Common Questions About Workers’ Compensation Insurance

13 June 2016
 Categories: Insurance, Blog

Owning a business can expose you to a number of different financial risks. While it can be easy to focus on the threat of your business failing to be profitable or facing litigation from your customers, some individuals may not fully appreciate the risks that can come from having employees. Fortunately, there is workers' compensation insurance that can help to protect you in the event that one of your workers is injured while at work. Read More …

Three Tips For Golden Insurance Rates For Senior Drivers

13 June 2016
 Categories: Insurance, Blog

For different reasons, auto insurance rates change with age. Therefore, you need to know what to do at any particular age to get the best rates. If you are a senior driver, use these three measures to minimize your rates:   Update Your Driving Skills Taking a senior driving class may help you reduce your auto insurance premiums. The assumption is that it has been long since you invested in learning how to drive, and you may have lost some of your early skills. Read More …

Two Tips To Get The Most From Your Auto Insurance Policy

12 June 2016
 Categories: Insurance, Blog

Auto insurance is both a legal requirement for driving and an essential way of protecting yourself against the financial risks that come with this routine task. However, you may not have much of an understanding about these policies, and this can make it difficult for you to get the most from your investment. By utilizing the following auto insurance tips, you will be able to better ensure that you are getting the best protection for your money. Read More …