About Me
Reducing Insurance Premiums

When was the last time you evaluated your budget? A few months ago, I took a good, hard look at my finances, and I realized that I was spending a boatload on insurance premiums. I knew that I needed to cut down my spending, so I started talking with my insurance agent. The agent was incredibly kind and caring, and he walked me through a variety of hypothetical scenarios to help me to make things right. I was really impressed with how awesome the experience was, and I was able to save a lot of money on my premiums. This blog is all about reducing insurance costs.


Why Bundled Insurance Plans are Better than Individual Plans

14 December 2023
 Categories: Insurance, Blog

Insurance is a crucial aspect of life. However, with so many insurance options out there, navigating them can be a daunting task. One decision that can make things easier is choosing between bundled insurance or individual plans. Keep reading to see why bundled insurance plans are a smarter choice than individual plans. Cost-Effective Bundled insurance plans are cheaper as compared to individual plans. Insurance companies offer significant discounts when you bundle policies. Read More …

The Ultimate Guide to the Benefits of Homeowners Insurance

24 October 2023
 Categories: Insurance, Blog

As a homeowner, it's incredibly important to understand the importance of having homeowners insurance. It's not just a legal requirement, but it's also a way to protect yourself and your investment from unexpected damages and liabilities. Understanding the benefits of homeowners insurance can help you make an informed decision when choosing coverage for your home. Take a deep dive into the different benefits of homeowners insurance and why you should consider getting it. Read More …

Do You Understand Loss Of Use Under Your Homeowner’s Insurance?

1 August 2023
 Categories: Insurance, Blog

Where would you go if your home becomes uninhabitable due to a covered loss? Would you be forced to move in with family or friends, or will you have enough resources to pay for a hotel room or an apartment while you are out of your home? This expense may not be a concern if you have loss of use under your homeowner's insurance. What is loss of use, and how does it work? Read More …

How Your Credit Score Influences Your Auto Insurance

27 June 2023
 Categories: Insurance, Blog

Auto insurance companies use many factors to determine how much you pay in premiums. However, the factors go far beyond just your driving record. Insurers also look at your credit history to determine how big of a risk you are as a driver, even though it may seem like the two are completely unrelated to each other. Here is what you need to know about how your credit history is used by your auto insurance company. Read More …

4 Things To Know About Hail Damage To Your Home

26 April 2023
 Categories: Insurance, Blog

Many homeowners do not realize how destructive a hail storm can be. Hail has the capability to damage roofs, siding, gutters, windows, and various external features of your home. That's why it's so important to understand how your home insurance protects you from hail damage. What Type Of Insurance Policy Covers Hail Damage? Your home insurance policy will have coverage for the dwelling and your personal property. Dwelling coverage is what is used for the exterior parts of your home that can be damaged, such as the walls, roof, and foundation. Read More …