About Me
Reducing Insurance Premiums

When was the last time you evaluated your budget? A few months ago, I took a good, hard look at my finances, and I realized that I was spending a boatload on insurance premiums. I knew that I needed to cut down my spending, so I started talking with my insurance agent. The agent was incredibly kind and caring, and he walked me through a variety of hypothetical scenarios to help me to make things right. I was really impressed with how awesome the experience was, and I was able to save a lot of money on my premiums. This blog is all about reducing insurance costs.


Do You Understand Loss Of Use Under Your Homeowner’s Insurance?

1 August 2023
 Categories: Insurance, Blog

Where would you go if your home becomes uninhabitable due to a covered loss? Would you be forced to move in with family or friends, or will you have enough resources to pay for a hotel room or an apartment while you are out of your home? This expense may not be a concern if you have loss of use under your homeowner's insurance. What is loss of use, and how does it work? Read More …

How Your Credit Score Influences Your Auto Insurance

27 June 2023
 Categories: Insurance, Blog

Auto insurance companies use many factors to determine how much you pay in premiums. However, the factors go far beyond just your driving record. Insurers also look at your credit history to determine how big of a risk you are as a driver, even though it may seem like the two are completely unrelated to each other. Here is what you need to know about how your credit history is used by your auto insurance company. Read More …

4 Things To Know About Hail Damage To Your Home

26 April 2023
 Categories: Insurance, Blog

Many homeowners do not realize how destructive a hail storm can be. Hail has the capability to damage roofs, siding, gutters, windows, and various external features of your home. That's why it's so important to understand how your home insurance protects you from hail damage. What Type Of Insurance Policy Covers Hail Damage? Your home insurance policy will have coverage for the dwelling and your personal property. Dwelling coverage is what is used for the exterior parts of your home that can be damaged, such as the walls, roof, and foundation. Read More …

How To Get Affordable Auto Insurance Without Sacrificing Coverage

9 March 2023
 Categories: Insurance, Blog

The cost of car insurance is one of the many expenses that can add up. If you're paying money for comprehensive coverage on your vehicles and then get into an accident, that can easily turn into a real financial burden. Luckily, there are lots of ways you can lower the costs without sacrificing coverage or safety. Consider bundling your auto insurance with another policy If you're looking to save money on auto insurance, bundling your policies with another policy can be a great way. Read More …

Important Actions To Take When Shopping For Home Insurance

6 February 2023
 Categories: Insurance, Blog

If you're about to buy a home, something you need to plan for is insurance. It will protect you in the event that something or someone damages your home. Getting home insurance doesn't have to be difficult either if you take a couple of actions. Make Sure the Provider Is Committed to Customer Service Since you're going to have home insurance for as long as you live in the home that you plan to insure, it's important to find a provider that is committed to customer service. Read More …