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Reducing Insurance Premiums

When was the last time you evaluated your budget? A few months ago, I took a good, hard look at my finances, and I realized that I was spending a boatload on insurance premiums. I knew that I needed to cut down my spending, so I started talking with my insurance agent. The agent was incredibly kind and caring, and he walked me through a variety of hypothetical scenarios to help me to make things right. I was really impressed with how awesome the experience was, and I was able to save a lot of money on my premiums. This blog is all about reducing insurance costs.

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Lesser-Known Ways To Reduce Your Auto Insurance

21 June 2016
 Categories: Insurance, Blog

Many people talk about things like shopping around for better rates and improving your driving record as ways to get better insurance rates. But here are some things that you might not have thought of yet for getting great auto insurance prices.  Reduce Your Driving Hours There are many potential factors that car insurance companies will consider when giving you auto insurance rates. One thing you may see on your intake questionnaire is a question about how many hours you drive per year. Read More …

Understanding Insurance Coverage For A Detached Garage

21 June 2016
 Categories: Insurance, Blog

If you have a detached garage on your property, it's important to cover the structure and its contents under your home insurance policy. Most standard home insurance policies provide some coverage for detached structures, but not all insurers automatically cover losses due to fire, storm damage, or theft. Therefore, when you buy home insurance, it's important to understand exactly what your policy protects in regard to any detached structures on your property. Read More …

Insuring Your Wedding

20 June 2016
 Categories: Insurance, Blog

If you are planning a wedding, you have so many things to think about, including the dress, the venue, and the food. All of these things are expensive, and although you don't want to think anything can go wrong, it certainly can. The weather can go crazy or some other calamity can occur. Although you cannot insure the marriage, you can certainly insure the wedding. Before the big day, you need to make sure your policies cover your expenses and your liabilities. Read More …

Can Your Dash Cam Help You Save Money On Your Auto Insurance?

20 June 2016
 Categories: Insurance, Blog

Extremely popular in Europe and Asia, dash-mounted cameras are quickly catching on in the U.S. and Canada. If you've recently bought a new dash camera for your vehicle, you're probably wondering if it could help you save money on your auto insurance coverage. The following takes an in-depth look at how your dash cam could help when it comes to your auto insurance rates. It Could Help You Save Money by Encouraging Safer Driving Read More …

Confused By Health Insurance Plans? How To Understand The Metal Categories

18 June 2016
 Categories: Insurance, Blog

The law requires you to have health insurance. Unfortunately, shopping for health insurance can be confusing, especially if you don't understand the different categories. Each category is named after a specific metal – bronze, silver, gold and platinum. Each category provides different levels of protection. The category you choose will depend on the level of care you require and the budget you have available for payments. Here is a brief description of each category. Read More …